Welcome to IB-EX BANK, your cross-border hybrid digital bank, combining cutting-edge technology with personalized service.
Access seamless multi-currency accounts, real-time exchange rates, and swift transfers on our user-friendly platform.
Let’s bridge borders and bank brilliantly together with our tailored solutions and dedicated support.
Sign Up for a Resident or Non-resident personal or business account in minutes.
Discover the ease of streamlined mobile banking with solutions tailored just for you.
Our efficient, user-friendly platform offers secure and convenient access to your accounts, transfers, and investments.
No matter where life takes you, our professional banking partner is always at your fingertips,
ensuring your financial needs are met with precision and expertise.
Experience seamless exchange, send, and spend transactions with our banking platform, providing excellent rates that maximize your financial potential and enhance your global access.
Our versatile banking card offers a seamless, secure, and convenient payment option, empowering you to manage your finances effortlessly, anytime and anywhere you go.
Experience smooth, secure transactions with our innovative banking platform, designed to meet your financial needs while providing unparalleled convenience, efficiency, and global accessibility.
Maximize your financial potential with our wealth management services, offering tailored solutions and expert guidance to help you achieve your investment goals.
Our banking platform provides you with the financial freedom to manage your funds easily, securely,
and conveniently from anywhere in the world.
As your trusted financial partner, we offer a unique value proposition that combines cutting-edge technology
with personalized service, providing innovative solutions and unparalleled expertise in cross-border
banking to help you achieve your financial goals with confidence and ease.
At our bank, your data is our top priority, and we take robust measures to ensure the security and confidentiality of your information.
Our platform makes transferring funds between banks a breeze, with seamless integration and fast processing times, providing you with a hassle-free and convenient banking experience.
You can trust our banking platform for safe and secure payments, with advanced security features that protect your transactions from fraud and theft.
Our wealth management services provide customized solutions and expert guidance to help you achieve
your financial aspirations and build a secure and prosperous future.
This bank application is amazing! It's user-friendly and allows me to manage my accounts from anywhere.
Achieve financial freedom today with our innovative banking solutions. Start your journey now.
IB-EX Digital Bank is an innovative, online-only financial institution that offers a wide range of banking services such as savings accounts, checking accounts, loans, and investment products. Our platform utilizes cutting-edge technology to provide a seamless, secure, and user-friendly banking experience for our customers.
From the 1th July 2022, top-ups from Credit Cards will no longer be accepted. You will still be able to top-up using a Debit Card, or via bank-transfer/faster payment.
To exchange money and cryptocurrencies automatically you can use Limit or Stop Orders.
A Stop Order is an order to buy or sell once the price of the asset reaches a specified price, known as the stop price. When the Stop Price is reached, a Stop Order becomes a Market Order and is executed at the best available price (which can be lower or higher than the Stop Price).
A Limit Order is an Order to buy or sell at a specified price or better. Buy Limit Orders will be executed at the specified price or lower, Sell Limit Orders will be executed at the specified price or higher.
The feature to exchange money automatically was previously called Auto-Exchange.
To cancel a currency order, please access the Orders list. There, you can either swipe on a pending order to access the delete action or alternatively tap on it: the order summary screen will open and you will get access to a delete button.
To open an account, simply visit our website and click on the "Open Account" button. You'll be asked to provide some personal information and complete a quick verification process. Once your account is approved, you'll be able to access all the features of IB-EX Digital Bank.
Yes, your money is safe with us. IB-EX Digital Bank is a fully regulated financial institution, and all customer deposits are insured up to the applicable limits by the Federal Deposit Insurance Corporation (FDIC). We also employ advanced security measures to protect your account and personal information.
We offer a variety of account types, including:
Yes, we offer a range of loan products, such as personal loans, auto loans, and mortgages. To apply for a loan, simply log in to your account and navigate to the "Loans" section. You'll be guided through the application process and receive a decision promptly.
You can deposit money into your account through direct deposit, wire transfers, or by linking an external bank account. To withdraw funds, you can transfer them to an external account, use your IB-EX debit card at an ATM, or request a wire transfer.
We strive to keep our fees as low as possible. However, some services may be subject to fees, such as wire transfers or overdrafts. A complete list of fees can be found on our website under the "Fees" section.
Yes, you can use your IB-EX debit card anywhere Visa is accepted. For international transactions, a currency conversion fee may apply. Please refer to our "Fees" section for more information on international transaction fees.
Our customer support team is available 24/7 through live chat, email, or by phone. You can find our contact information on the "Contact Us" page on our website.
The most frequently asked questions from our customers
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IB-EX Bank is an authorized European Electronic Money Institution (EMI), acting as an agent for the
distribution and redemption of electronic money. Additionally, IB-EX Bank holds an authorized financial institution license,
providing our clients with the highest level of trust and confidence in our banking services.