Bridging Borders, Banking Brilliantly!

Welcome to IB-EX BANK, your cross-border hybrid digital bank, combining cutting-edge technology with personalized service.

Access seamless multi-currency accounts, real-time exchange rates, and swift transfers on our user-friendly platform.

Let’s bridge borders and bank brilliantly together with our tailored solutions and dedicated support.

Send, Spent, Invest: Empowering Your Financial Journey

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Sign Up for a Resident or Non-resident personal or business account in minutes.

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Effortless Mobile Solutions: Your Professional Banking Partner

Discover the ease of streamlined mobile banking with solutions tailored just for you.
Our efficient, user-friendly platform offers secure and convenient access to your accounts, transfers, and investments.
No matter where life takes you, our professional banking partner is always at your fingertips,
ensuring your financial needs are met with precision and expertise.

Bank Account

Experience seamless exchange, send, and spend transactions with our banking platform, providing excellent rates that maximize your financial potential and enhance your global access.

iB-EX Card

Our versatile banking card offers a seamless, secure, and convenient payment option, empowering you to manage your finances effortlessly, anytime and anywhere you go.


Experience smooth, secure transactions with our innovative banking platform, designed to meet your financial needs while providing unparalleled convenience, efficiency, and global accessibility.

Wealth Management

Maximize your financial potential with our wealth management services, offering tailored solutions and expert guidance to help you achieve your investment goals.

Empowering Your Pay Day: Enjoy Early Access to Your Funds with Our Banking Platform

Our banking platform provides you with the financial freedom to manage your funds easily, securely,
and conveniently from anywhere in the world.

Register with Ease: Streamlined Solutions for Your Financial Freedom

Why Choose Us ?

As your trusted financial partner, we offer a unique value proposition that combines cutting-edge technology
with personalized service, providing innovative solutions and unparalleled expertise in cross-border
banking to help you achieve your financial goals with confidence and ease.

Your Data, Our Top Priority

At our bank, your data is our top priority, and we take robust measures to ensure the security and confidentiality of your information.

Effortless Transfers Between Banks

Our platform makes transferring funds between banks a breeze, with seamless integration and fast processing times, providing you with a hassle-free and convenient banking experience.

Safe and Secure Payments

You can trust our banking platform for safe and secure payments, with advanced security features that protect your transactions from fraud and theft.

Wealth Management: Tailored Solutions for Your Financial Goals and Aspirations

Our wealth management services provide customized solutions and expert guidance to help you achieve
your financial aspirations and build a secure and prosperous future.

What are customers saying about our bank?

This bank application is amazing! It's user-friendly and allows me to manage my accounts from anywhere.

Sofia Bianchi Italian

I love how this bank application is constantly updating with new features and improvements. It shows that the bank is committed to improving their customers' experience.

Hugo Dupont French

The security measures in place for this bank application are top-notch. I feel safe using it to manage my finances.

Emilia Andersson Swedish

The alerts and notifications feature on this bank application is so helpful. It keeps me up-to-date on my account activity and ensures that I never miss an important transaction.

Mateusz Kowalski Poland

The ability to deposit checks through this bank application saves me so much time and hassle. It's incredibly convenient.

Luisa Müller Germay

This bank application is lightning-fast! Transactions and transfers happen in real-time, which is great for managing my finances on-the-go.

Marco Rossi Italia

I appreciate that this bank application allows me to personalize my account settings and preferences. It shows that the bank values my unique needs and preferences.

Henrik Jørgensen Danish

Experience the future of banking with our award-winning blockchain-based digital account, offering seamless access to financial services and unparalleled security and convenience.

Achieve financial freedom today with our innovative banking solutions. Start your journey now.

How can we help?

IB-EX Digital Bank is an innovative, online-only financial institution that offers a wide range of banking services such as savings accounts, checking accounts, loans, and investment products. Our platform utilizes cutting-edge technology to provide a seamless, secure, and user-friendly banking experience for our customers.

From the 1th July 2022, top-ups from Credit Cards will no longer be accepted. You will still be able to top-up using a Debit Card, or via bank-transfer/faster payment.

To exchange money and cryptocurrencies automatically you can use Limit or Stop Orders.

A Stop Order is an order to buy or sell once the price of the asset reaches a specified price, known as the stop price. When the Stop Price is reached, a Stop Order becomes a Market Order and is executed at the best available price (which can be lower or higher than the Stop Price).

A Limit Order is an Order to buy or sell at a specified price or better. Buy Limit Orders will be executed at the specified price or lower, Sell Limit Orders will be executed at the specified price or higher.

The feature to exchange money automatically was previously called Auto-Exchange.

To cancel a currency order, please access the Orders list. There, you can either swipe on a pending order to access the delete action or alternatively tap on it: the order summary screen will open and you will get access to a delete button.

To open an account, simply visit our website and click on the "Open Account" button. You'll be asked to provide some personal information and complete a quick verification process. Once your account is approved, you'll be able to access all the features of IB-EX Digital Bank.

Yes, your money is safe with us. IB-EX Digital Bank is a fully regulated financial institution, and all customer deposits are insured up to the applicable limits by the Federal Deposit Insurance Corporation (FDIC). We also employ advanced security measures to protect your account and personal information.

We offer a variety of account types, including:

  • Savings accounts
  • Checking accounts
  • Certificates of deposit (CDs)
  • Individual retirement accounts (IRAs)
  • Investment accounts

Yes, we offer a range of loan products, such as personal loans, auto loans, and mortgages. To apply for a loan, simply log in to your account and navigate to the "Loans" section. You'll be guided through the application process and receive a decision promptly.

You can deposit money into your account through direct deposit, wire transfers, or by linking an external bank account. To withdraw funds, you can transfer them to an external account, use your IB-EX debit card at an ATM, or request a wire transfer.

We strive to keep our fees as low as possible. However, some services may be subject to fees, such as wire transfers or overdrafts. A complete list of fees can be found on our website under the "Fees" section.

Yes, you can use your IB-EX debit card anywhere Visa is accepted. For international transactions, a currency conversion fee may apply. Please refer to our "Fees" section for more information on international transaction fees.

Our customer support team is available 24/7 through live chat, email, or by phone. You can find our contact information on the "Contact Us" page on our website.

The most frequently asked questions from our customers

Please feel free to ask us any questions you may have.